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Directors and Officers Liability Insurance provides financial protection for the directors and officers of a company in the event they are sued in conjunction with the performance of their duties as they relate to the company.

 

Directors & Officers Liability Insurance can usually include Employment Practices Liability and sometimes Fiduciary Liability. The former involves harassment and discrimination suits, and is where the majority of exposure will be.

 

Directors and Officers Insurance is often confused with Errors & Omissions Liability. The two are not synonymous; Errors & Omissions is concerned with performance failures and negligence with respect to products and services, not the performance and duties of management. Generally, it is a good idea to carry both Directors and Officers Liability Insurance and Errors and Omissions Liability Insurance. 

   

 

 

 

 

DIRECTORS AND OFFICERS INSURANCE

FOR NON-PROFIT

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Click here if you have stunts or hazardous activities.

 

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Need assistance?  

Our brokers are standing by:

M-F  9AM-6PM (EST)

(800) 371 2555

Disclaimers

The content displayed on this website is for informational purposes only and is not an offer of insurance.  The purpose of the provided information is to assist in the general understanding of available coverage and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.  Coverage is subject to underwriting approval and the referenced coverage on this website may not be available in all territories and may vary depending on exposure. Coverage is also subject to minimum premiums that may vary by state.

 

Read Definitions of Insurance for more details.  

 

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Directors and Officers Liability insurance is needed when a board of directors is assembled. A board of directors will frequently require directors and officers liability insurance. Investors, especially Venture Capitalists, will also usually require evidence of Directors & Officers Liability insurance as part of the conditions of funding a company. Also, having employees opens management up to employment practice lawsuits, which  can usually be covered under D & O insurance.

When is Directors & Officers

Insurance Necessary?